Financial aid is available to all students who are enrolled in an eligible program at NCCC and meet the basic eligibility requirements. The term “financial aid” includes both grant programs and loan programs. Grant aid is awarded based upon financial need, but some student loan programs are available to all eligible students regardless of the student’s financial situation

Reminder: Timely Follow-Up

Financial aid is a multi-step process that is repeated each academic year. The NCCC Financial Aid Office will handle most of the paperwork and processing necessary to help you get your financial aid, but we need your help. First, remember to fill out your FAFSA application early each and every year. Generally, your FAFSA should be completed by April 1 prior to the academic year for which you are seeking aid. Also, when asked for information or documentation, you should provide all information requested as soon as possible. A delay in providing information may result in a delay in receiving awards. Pay attention to any mail or e-mail you receive from NCCC and make sure you handle any requests promptly. If you take care of your part, we’ll make sure your financial aid gets processed timely and is available for you when you need it.

NCCC Maximum Credit Hour Policy

Federal financial aid regulations limit a student’s receipt of financial aid to one-and-one-half times the length of the student's current educational program. Hence, a student cannot receive any further financial aid after having attempted more than 150% of required credits in his/her program (typically 95 credit hours for an Associate's Degree or 45 credits for a certificate). The affected Federal financial aid programs are Federal Pell Grants, Federal Stafford Loans (student loans), Federal PLUS (parent loans),  Federal SEOG, and Federal College Work Study. This policy measures all attempted credit hours at NCCC, whether the student received financial aid for those credits or not, and regardless of whether a student is pursuing a second degree or certificate at NCCC.

Each semester (fall and spring), the Financial Aid Office will issue warning letters to students that have exceeded the 100% of the normal program length (measured in credit hours) in their program of study. This warning letter is designed to encourage the student to seek out guidance from their academic advisor to ensure program completion within the maximum 150% timeframe.

Students who enroll in late start or mod classes are required to enroll in at least one 15 week class at the beginning of each semester in order to be eligible for both state and federal aid programs

Lifetime Pell Eligibility Used

New federal government legislation limits the number of PELL payments (federal grant funding) a student can receive. The Pell life time limit has been reduced from 18 full time payments (9 years) to 12 full time payments (6 years). This legislation is effective immediately. All received PELL payments (both current and previous institutions) will be tracked retroactively.

Once NCCC is notified, via a government report, we must remove or prorate the student's Pell immediately. There is no exception or appeal to this policy.

The government will contact each student via email if they are close to losing, or have lost, their eligibility.

Academic Standing & Financial Aid

The State and Federal governments have mandated that each institution adopt a measure of satisfactory academic progress for students receiving aid under their programs. NCCC’s standards are in accordance with institutional academic rules. Students should be aware that they may lose eligibility for one or more financial aid programs governed by different standards. Reinstatement under one standard does not necessarily mean that eligibility is stored under all standards. Foremost, the student must maintain matriculated and be in good academic standing as set forth by NCCC to receive any type of financial aid.

NCCC’s Good Academic Standing

NCCC has established academic standards in order to assist students meet their educational goals. The College sees the system as providing periodic and helpful intervention for the student working towards the completion of a college degree or certificate.

Total Attempted









Total Earned


















Federal Good Academic Standing

NCCC uses the NCCC Good Academic Standing criteria to determine eligibility for Federal Financial Aid.

New York State Good Academic Standing

Recipients of NYS Financial Aid, including the Tuition Assistance Program (TAP) and/or Aid for Part­Time Study (APTS) are subject to the following NYS SAP criteria charts. Click criteria to view charts. Please note there are two components to the standard: One based on semester progress and another based on over­all progress.

Charging Books/Supplies Against Financial Aid

If your financial aid application and all requests for information have been submitted in a timely manner, and you have remaining aid eligibility above your tuition and fees, you can charge books and supplies in the College Bookstore (up to the amount of your excess financial aid). You will need to show the bookstore personnel a copy of your schedule and your College ID card (provided at Advisement/ Registration).

Charges against aid in the College Bookstore are a privilege allowed to students who take care of their financial aid applications in a timely fashion (see "Timely Follow Up", above). Generally speaking, FAFSA applications filed after June 1 are sixty days late and will likely jeopardize the student’s charging privilege.